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2016 | 36 | 127-137
Article title

A case study with overview of Pradhan Mantri Suraksha Bima Yojana – A Scheme of Pradhan Mantri Jan Dhan Yojana

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EN
Abstracts
EN
The study finds that Pradhan Mantri Suraksha Bima Yojana is attractive due to its flexibility, throughout easy and clear process, easy claim process, highly reliable and economical personal accident insurance scheme. But due to its limited amount of coverage, existing competition and lack of investor’s interest, act as barriers in the success road of the scheme. Pradhan Mantri Suraksha Bima Yojana was introduced on 1st June 2015, under the promising Pradhan Mantri Jan Dhan Yojana with the aim to provide financial support through cheaper term insurance to all the citizen of India with motto of “Jan-Dhan se Jan Surakhsha”. Accidental insurance is a type of general insurance under which insurance coverage is provided for fixed term (period) and amount, on the payment of the pre-decide premium. This fixed amount is only paid in case of happening of any unfortunate accident only. The study is based on secondary data collected from different websites and IRDA Journals.
Year
Volume
36
Pages
127-137
Physical description
References
  • [1] Available from http://economictimes.indiatimes.com/news/economy/policy/10-17-crore-people-enrolled-under-pmjjby-and-pmsby-social-security-schemes-fm-arun-jaitley/articleshow/47644817.cms?prtpage=1
  • [2] Available from http://financialservices.gov.in/pensionreforms/swavalambanscheme.asp
  • [3] Available from http://india.gov.in/spotlight/national-pension-system-retirement-plan-all
  • [4] Available from http://indianexpress.com/article/india/indiaothers/atalpensionyojana maynotbeenoughplanforyourretirement/99/print/
  • [5] Available from http://www.financialexpress.com/article/personalfinance/ atalpensionyojanamaynotbeenoughplanforyourretirement/77683/99/print/
  • [6] Available from http://www.jansuraksha.gov.in/Default.aspx
  • [7] Available from http://www.jansuraksha.gov.in/Files/PMSBY/ENGLISH/ FAQ.pdf
  • [8] Available from http://www.jansuraksha.gov.in/Files/PMSBY/English/ ApplicationForm.pdf#zoom=250
  • [9] Available from http://www.jansuraksha.gov.in/Files/PMSBY/English/ ClaimForm.pdf
  • [10] Available from http://www.jansuraksha.gov.in/Files/Reports/04.01.2016.pdf
  • [11] Available from http://www.pfrda.org.in/WriteReadData/Links/APY% 20Brochure%2010092015166689b8-034a-406c-a8a4-355312c6f7b2.pdf
  • [12] Available from http://www.pmjdy.gov.in/insurance-pmjdy.aspx
  • [13] Available from http://www.pmjdy.gov.in/scheme_detail.aspx
  • [14] Available from http://www.wisegeek.com/what-is-an-insurance-claim.htm# didyouknowout
  • [15] Available from www.businessstandard.com/article/printerfriendlyversion? article_id=115051700780_1
  • [16] Yadav Rajesh K. and Mohania Sarvesh, “A Case Study with Overview of Pradhan Mantri Jan Dhan Yojana (Atal Pension Yojana)”, World Scientific News, 29 (2016), 124-134.
  • [17] Yadav Rajesh K. and Mohania Sarvesh, “Claim settlement of Life Insurance Policies in Insurance Services with Special Reference to Life Insurance Corporation of India”, Indian Journal of Economics and Development, Vol. 29, No. 1(1), (2013) 29-37.
  • [18] Yadav Rajesh K. and Mohania Sarvesh, “Claim Settlement Process of Life Insurance Services – A Case Study of ICICI Prudential Life Insurance Company”, International Letters of Social and Humanistic Sciences, 24 (2014) 26-32.
  • [19] Yadav Rajesh K. and Mohania Sarvesh, “Claim Settlement Process of Life Insurance Policies in Insurance Services – A Comparative Study of LIC of India and ICICI Prudential Life Insurance Company”, International Letters of Social and Humanistic Sciences, 49 (2015) 21-29.
  • [20] Yadav Rajesh K. and Mohania Sarvesh, “Pradhan Mantri Jeevan Jyoti Bima Yojana – A Case Study of Pradhan Mantri Jan Dhan Yojana”, World Scientific News, 31 (2016) 35-46.
  • [21] Yadav Rajesh K. and Mohania Sarvesh, “Role of Insurance Ombudsman and Grievance Management in Life Insurance Services in Indian Perspective”, International Letters of Social and Humanistic Sciences, 20 (2014) 9-13.
Document Type
article
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